How money moves on 88chess: adding funds to play cash matches, how winnings reach your wallet, and how to withdraw — with methods, fees, timing and verification.
You never need to deposit to play — free games are always available with no account. To enter cash matches, you add funds to your 88chess wallet by card, processed securely by Stripe.
When you win a cash match, your winnings are credited to your 88chess wallet the moment the game ends — there's no waiting for the result to settle. Withdrawing that balance to your bank is a separate step, covered below.
Withdrawals are paid by bank transfer. You add your bank details once, and our team reviews and sends each payout. The exact fee and processing time are always shown in your wallet before you confirm.
| Method | Fee | Processing time | Minimum |
|---|---|---|---|
| Bank transfer — SEPA / IBAN | Shown before you confirm | Typically 1–3 business days | Shown in your wallet |
| Bank transfer — US / UK bank | Shown before you confirm | Typically 1–3 business days | Shown in your wallet |
For security and compliance, we may ask you to verify your identity (KYC) before a withdrawal is approved. If verification is needed for your payout, you'll be prompted for the required details and our team reviews them.